The Debt, the Economy and the Return of Mighty Mouse

   Many of my readers are likely too young to remember the phrase “Here I come to save the day!” This was Mighty Mouse’s catch phrase. He also sang a lot of opera which I never quite got as a kid.

   But I digress.

   I’ve written a lot of posts regarding the economy, offering suggestions on how to fix it. (One of my suggestions was actually presented to Congress) and like many of you I am pretty sick and tired of Congress’s petty politics, infighting and finger pointing.

   There is enough blame regarding our present state of affairs to go around. And our elected representatives have made it very clear they don’t care what we think, and why should they? We keep sending the same lot of bribe taking (That’s exactly was ‘campaign contributions are!) sycophants back into office. Why? Because they’ve managed to convince the public that it’s the ‘other side’ that’s trying to destroy America, and so they must be returned to office to prevent that from happening.

   It’s a great con instituted by Hermann Goering, Hitler’s War minister and 70 years later we keep falling for it  

   So put down your placards, stop the U-S-A, U-S-A, chants, put your anger on the backburner for a moment and gather round the campfire.

    Since I don’t have a horse in this race, nor any personal agenda I hope you will listen and hopefully believe me when I point out some serious realities that our representatives really don’t want us asking questions about.

   Here are the facts.

   The jobs lost in the Great Recession ARE NOT COMING BACK. Here’s why. The stock market has rebounded to the point that it has even surpassed the markets ‘highs’ set before the economic collapse. So with record breaking profits, why would businesses hire back the people they have learned to do without?

   Regardless of whatever altruistic reasons you may have for them doing so, THEY AREN’T GOING TO DO IT, because frankly, employees are a pain-in-the-ass. They have personal problems, play office politics, file lawsuits, demand raises, healthcare, 401K’s etc. So Mr/Ms employer is not going to hire you unless your skillset is necessary to the success of their business.

   It’s that plain and simple.

   New computer software technology is replacing entire departments that were mainstays for industries for decades. Departments like, Customer Service, Credit and Collection, Bookkeeping and yes even I T are being downsized and in most cases eliminated all together.

   So if you still happen to have a job and some money in your pocket, you might want to invest in 3 D printer technology because within the next few years it will likely replace all manufacturing and assembly line jobs and their workers.

   This scenario does not bode well for our heroes and heroines in the workforce does it?

    Unfortunately, it also doesn’t make it any less true. Nor the fact that the Department of Homeland Security recently purchased 2 billion rounds of ammunition. Apparently our government is taking steps for their own protection. As for us… well, good luck fellas, don’t call us, we’ll call you.

   Fortunately, all is not lost and to quote that late great American hero, Mighty Mouse:

“Here I come to save the day!”

   That’s right. I’ve figured out a way to save the day and make it possible for the American public to again earn a decent salary without having to work themselves to death with their present 2-3 minimum wage jobs.

   It is not a get rich quick scheme,  

   Nor is it anything you need to buy from me. What I have done is create a new website that provides detailed information on how you can add to and redirect your present skills and interests into those that are in high demand by the present business community. It WILL require study and commitment in order for you to be successful. FREE e books and video tutorials on a wide number of topics and disciplines will be made available to those interested.  

   Since our representatives in Congress see no need to take action to get middle class America back to work, I’ve decided I’m going to do it.

 
   And you can help by making a note to drop by this site on Monday. That’s when I’m going to roll out the new website with all its bells and whistles.

   

  See you then.

The 17 Trillion dollar debt Part 2

   17 Trillion dollars! Let’s face it, under our present congressional combo package of clowns, crooks and outright liars there is no way we’re going to pay that off. Sure we have the talking heads featuring government economists who spout numbers, predictions and long term forecasts that would dazzle that pie plate spinner on the old Ed Sullivan show.

   But as we ALL NOW KNOW, these so-called professionals have no more idea of how the economy works than you or I. That became shockingly apparent following the 2009 economic collapse. Remember Mad Money’s Jim Cramer telling people there was nothing to worry about as little as 24 hours before the financial meltdown? The average wage earner who followed his investment advice lost BIG, REAL BIG. Amazingly he is STILL on the air giving financial advice.

    So let’s face facts, WE ARE ON OUR OWN. Nobody cares about you, nobody cares about your financial well-being, nobody cares what will happen to you now that the money is gone. Its’ every man for himself and when that becomes shockingly clear and the government admits it can no longer prevent the total economic collapse…

   …Well that’s why they had Homeland Security purchase 2 billion rounds of ammo. You know, just in case we storm Washington demanding to know what the hell they did with our money.

   The government we all pay taxes to, you know the one that takes money out of our paychecks, are pretending they don’t know what happened to it. We had a balanced budget in the 90s. Then all our money disappeared! And not only did all our money disappear, they overdrew our account to the tune of 17 TRILLION dollars.

   So, who went to jail for this crime? Seriously, I want to know who went to jail for robbing us and leaving us a past due balance of 17 Trillion dollars? Was it the welfare mothers? Illegal aliens? The One-percenters? The Tea Party?

   My friends. Whether you blame the liberals or the conservatives for this disaster, you are WRONG. It was the special interests who control our congressmen and had them juggle the rules so that they could siphon our taxes directly into their pockets. And when it all fell down, one group of politicians tried to blame big business and the car companies. But they’re not responsible. They sold a product and we paid for it.

   The other side points fingers at social programs. But they were already in effect and paid for when we had a balanced budget, so it wasn’t them either.

   It was Congress, plain and simple. They were offered bribes in the form of campaign contributions, so they sold us out and are now trying to turn us against each other. Take a moment. Does Bob the liberal school teacher have the power to change banking and real estate laws? Does Nancy the conservative insurance broker have enough political influence to affect the stock market and the way they’re allowed to do business?

   Of course they don’t.  

    But Congress does and it’s going to take a while before we can throw them all out of office.  In the meantime they are still crooks so we must take steps to secure our financial well being.

   So step one. We have to start our own businesses. I’ve done it, you can too.

   Start by creating a business email address. Doesn’t have to be anything revealing or clever, an address like thisguy1982@aol.com would be fine. The reason is, you’re going to need to watch tutorials, download info and sell online. Some of this stuff you’re going to want to keep so when an important document arrives in your business emailbox, transfer it to a separate file so it will be easy to find when you need it. And while the possibility of you being spammed or hacked is rare, it does happen on occasion so if it does, simply delete that business email account and start over. This way your personal email account is always kept personal and unaffected.

   Your next step is to find a product to sell through affiliate programs, (more on that soon) or create an online course teaching others what you already know. For example. Say you’re a web designer, or specialize in car transmission repair. You can create an online course explaining how it’s done and then sell it online to others who need new skills to compete in this rapidly changing economy.

   But that’s great idea only if you already know how to create and market a ‘How-To’ video course. But you likely don’t. If only somebody had already thought of that and decided to film a video tutorial that walks people like you step by step through the process.

   Fortunately, somebody did. Here’s the link: https://www.udemy.com/how-to-create-an-awesome-online-course/?affcode=E0EaeFtRTHQLQR53TA== If you take a look you will notice that 986 people are presently taking the course. The average customer rating is 5 Stars! And has 35 positive reviews from those who have already completed it. And comes with a 30 day no question asked money-back guarantee.

   I have reviewed the course and the information is extensive. If you have a skill or ability that others would like to learn then you should download the course. (and keep in mind it doesn’t have to be rocket science or computer programming. It can be How to quilt or paint watercolors or organic gardening. Actually anything you know enough about to teach, and that people would be willing to purchase in order to learn, is really all that is required.) 

Here's the link again: 
https://www.udemy.com/how-to-create-an-awesome-online-course/?affcode=E0EaeFtRTHQLQR53TA==

    Then, once you know how to create and market your skills online, you change a fee for the course and offer a full 30 day, no questions asked money-back guarantee. 

   Because you know what you’re talking about and people have no problem laying out good money for a product that teaches them how to make money teaching others the skills they already have.

   Or perhaps you need to learn a new skill. Maybe you’re in customer service and your company is in talks with IBM regarding their Watson Machine.  Or create design models to spec and your company is looking into 3D printers…

   There is no guarantee that Social Security will be there when you retire. So now is the time to take action. How much better would your life be if you had a number of separate income streams funneling money into your account each month?

   I do. And every month or so I create a new income stream. No, it’s not enormous amounts. I don’t make thousands a day like the big money gurus claim BUT I am making money online and the amount is steadily increasing every month. I can show you how to do it and it won’t cost you a dime because there are already a number of FREE money making tutorials out there and I make them available to my newsletter subscribers.

    So if you want in (and it doesn’t cost anything and I protect email addresses) write in your name and business email address in the blue box that says Zack’s Tips on the right then click on Free access. I usually send out a newsletter every couple of weeks or so. And because it’s run by Aweber.com you can unsubscribe at anytime.

   Remember, now is the time to take action. Don’t wait for the next government shut-down to discover that your government pension, your social security and Medicare benefits have also mysteriously disappeared.

  Act now before its too late.

  

 Here's the link one more time: https://www.udemy.com/how-to-create-an-awesome-online-course/?affcode=E0EaeFtRTHQLQR53TA== 

The Economy, The Recession, Unemployment and You. How to Bust Out and Get Ahead of the Game.

   You’ve seen those articles on Yahoo and MSN that tell you what job fields are growing and what jobs are disappearing in the present economy. Here’s a quick example: The fastest growing jobs: Software Developer, Market Research analyst, Medical assistant, Personal Finance advisor and Pharmacy technician.

   Question: How many of you are trained to fill those positions? Are you unemployed and thinking about going back to school to get specialized training? Is it possible those positions will already be glutted with applicants by the time you’re ready and have run up about 50-70 grand in student loans?

   Here’s a list of job that are being phased out or outsourced: File clerk, journalist, air traffic controller, farmers, ranchers, customer service, receptionists, bookkeepers, and tax preparers. There are considerably more but I believe it’s more likely you have a job that’s being phased out than one that’s growing.

   Here’s something else you may not know. It takes approximately 200 thousand new good jobs a month to maintain the status quo, 300 thousand good new jobs a month to start making a dent on unemployment and the national debt. Here’s what’s not being reported. The NEW jobs that are being created are not good jobs, they are minimum wage jobs, and are mostly PART-TIME. Even at full time (40 hours a week) the yearly salary is STILL BELOW THE POVERTY LEVEL.

   Did you know this? Those whose unemployment insurance has run out are no longer being counted in the job growth figures!

   Bottom line. The Middle class was nearly destroyed by 2008’s Great Recession. Unemployment rates from then till now still staggeringly high! But don’t worry, the analysts says, the economy is picking up and things will be back to normal soon!

For heaven’s sake, friends, DON”T BELIEVE THEM. THOSE JOBS ARE NOT COMING BACK!

   Do you know what has come back? Advertisements from banks and financial advisors asking you to LET THEM HANDLE YOUR MONEY because they know how to invest.

   REALLY!?? Remember Jim Cramer? That wall street wizard whose daily show advised people what stocks to invest in and which one to dump. Have we already forgotten HOW WRONG he was and how much money his ‘financial advice’ cost investors?

   But they know how it works. They know that even though they had to take a government bail-out of our money to keep from going under, their spin doctors have shown them that if they barrage you with ads that show them making their clients money again and again and again, you’ll overlook the FACT THAT THEY DON”T KNOW ANYMORE NOW THAN THEY DID THEN and you’ll foolishly turn your money over.

   The reason why we do this however is understandable. We don’t have the training and experience to understand the quirks of the stock market and it is true that the stock market does provide the best results regarding return on investment (ROI)  

   But you can LEARN. And you should because its your hard earned money and your future you’re preparing for.

   But the sad point is because of the 2008 recession very few of us have the money to invest. Most of us are working several part time jobs and are barely making ends meet.

   The time has come for us to REMEMBER WHAT WE HAVE FORGOTTEN.

125 years ago, most our ancestors lived on farms, raised their own crops and made a living without multinational corporations. The concept was simple enough. Grow corps, build something, or sell something for someone, then live off the money your work has produced. We survived for thousands of years using that simple system and the time has come for us to stop going to corporations with a ‘Please sir, can I have some more?’ attitude and set off on our own.

   You need to start your own business.

   Am I serious? Friends, I am damn serious!  Because I know for a fact, that for most of you, starting your own business is likely to be your only option. You only need look at the numbers to see what I’m saying is true. Corporations are outsourcing jobs to the equally talented, but considerably less expensive, Asian Indians, Chinese and southeast Asian countries like Vietnam and Thailand. So unless you have specialty training that cannot be outsourced, your position will go to the cheapest bidder.

   Just imagine how you will feel if that happens just as your children are starting college and you are starting your look your age. But you have decades of experience! Yes, but at middle age insurance costs increase, as does the likelihood that you will have a heart attack, contract cancer or be emotionally waylaid by divorce.

   “But what do I know about starting a business?” you ask. “I have no clue how to go about it.”

   Neither did I when I started out. Faced with little choice I just did it and you can too. As an example, I’d like you to view three short (under a minute) videos I had made for my company Ari Publishing.

http://youtu.be/Nszhu5VbP7Y

http://youtu.be/khsvCYQCm8M

Full version Advert with woman spokesperson http://youtu.be/OshCWa-JK4I

   Pretty good, right? The thing is I had each one made for less than it costs for a six-pack of beer!

   No kidding. Want to know how I did it and how you can find very valuable products and services that can help you start your business? Then click this link to go to my Ari Publishing business website and I’ll tell you the wheres, whos, and hows. 

http://bit.ly/12BKGcW

The Economy of the US, Have you been Left Behind?

   Let me say upfront that I am not a conspiracy theorist, a political radical, or as we said in the old days, ‘A pinko, commie, bomb thrower’. But lately, the first line from the Rolling Stones song ‘Gimme Shelter’ has been rattling around in my head,‘Oh, the storm is threatenin,’ my very life today.’ And I’ve been wondering why.

   And I think I have figured it out.

   I believe the government is slowly preparing us for a possible second financial meltdown. Why? Because things aren’t adding up. We’ve recently had the biggest day on Wall Street in history yet the job market is abysmal, credit card debt is through the roof and the generation that sparked the financial prosperity of the 1990s, the baby boomers, have become extremely conservative regarding their spending.

   So regardless of what they tell you, or assure you, or try to convince you, the jobs lost in the ‘Great Recession of 2008 are not coming back.

  EVER.

   Take a look at your job. Is the company your work for experiencing growth? Has it begun hiring? Have you been promoted or received a substantial raise since the economic meltdown?

   If you are you’re one of the very few. I look at my daughter’s generation. Most of them are working 2 and sometimes 3 part time jobs for minimum wage with no benefits or insurance. It obvious the taxes paid for those jobs won’t pay down the debt and so the interest keeps accruing.

   We don’t need exceptional math skills or proficiency in economics to see that the piper is coming and one way or another, he will get paid!

   So should the economy collapse into a full blown depression ala 1929 the people are going to demand answers, are going to demand that those in government (or who were in government) be held accountable. That they be arrested, tried and jailed.

   The problem with that scenario is that the federal government can’t allow that.

   Why? Because the people responsible for the 2008 economic meltdown are the same people who are financing the reelections of those presently in office or who are presently lobbying the people in office.

   So since they can’t permit the arrest, trial and imprisonment of the criminals who destroyed our economy, they have to protect them from the citizens who will be demanding justice.

   How do they do that? They begin heavily arming the Department of Homeland Security and begin training them for urban warfare so should the American people rise up and storm Washington, they will use Homeland Security as an armed defense force ready to shoot to kill anyone or any group that tries to have those responsible tried and held accountable for their actions.

   “Wait a second,” you say. “The American government would never sanction such action.   

   Normally I would agree with you except they have already done it. Here’s the link:

  http://youtu.be/LuP7_zKZVFE

   Here’a question. Just how prepared are you should this hopefully unlikely yet still possible scenario occur? Do you have an income stream not associated with your current job? Should your job suddenly disappear and with no money to fund unemployment insurance payouts do you know how to start a business? How to run one? How to find and attract customers willing to buy what you have to sell? Do you know what items people will still buy regardless of the economic times? (top answer, women’s makeup).

   I know the answers to those questions because the financial rug was pulled out from under me during the Great Recession. I had unemployment insurance and Cobra medical insurance, a 401k to fall back on and savings account to draw from.

   And when it became obvious that my job skills had become obsolete and that no one would hire and train someone my age for a new profession, I had to set out and start my own. Today I work from home and with each passing day my business thrives and grows.

   If you want to know how I did it here’s the link to my other blog: http://www.empowernetwork.com/writingguy/blog/the-economy-of-the-us-has-it-left-you-behind/